Health Insurance

All international students are required to have United Healthcare (UHC) health insurance coverage at all times. The UHC Student Health Insurance plan is intended for your protection and is a federal and state regulatory requirement while providing the student with quality, comprehensive healthcare coverage while studying in the U.S. and maintaining an I-20.

All international students on F-1 student visas or other non-immigrant categories (other than J visa) will be automatically be enrolled in the UHC insurance plan. No health insurance from the student’s home country (overseas) will be accepted or considered as a substitute for the U.S. United Healthcare (UHC) insurance plan at SUNY Oneonta.

2021-2022 Academic Year International Student Rate Structure

Duration

Dates of Coverage

Individual Cost

Fall

8/15/21 - 1/14/22 (5 months)

$852.00

Spring/Summer

1/15/22 - 8/14/22 (7 months)

$1,180.00

Monthly
(or fraction of)

As designated

$171.00

Up to 16 Days

As designated

$89.00

For more detailed information on UHC coverage and the UHC Student Account, view the UHC Insurance Member Guide 

Frequently Asked Questions

Q: Where do I go if I am ill or have a minor injury?

A: You should first go to the SUNY Oneonta Health & Wellness Center. Our healthcare staff will treat you or give you a referral to a Oneonta facility for care.

Q: What if I go to the ER or local physician without first visiting the Health Center?

A: You will need to bring your UHC ID card with you. If it is your first time visiting an off-campus healthcare provider, you will need to pay a $50 deductible (paid one time each year).

Q: What if the college Health Center is closed?

A: Consult a local healthcare facility in Oneonta. If it is your first time visiting an off-campus healthcare provider, you will need to pay a $50 deductible (paid one time each year). If you have questions regarding your bill, bring your medical bill with you to the OGE or contact the off-campus healthcare provider which you visited.

Before visiting a healthcare provider, if you are unsure if they are considered "in-network", please search the UHC provider list by logging into your myaccount.uhcsr.com UHC account or consult the OGE. If you are unsure, you can also ask before you make an appointment if they accept your health insurance information on your UHC ID card.

For non-emergencies:
Bassett Convenient Care (Walk-In Clinic) at 1 Associate Drive, Oneonta, NY 13820 (On Route 7 in the East End of Oneonta, in the Foxcare Center)
8:00 am - 7:30 pm, Monday through Friday
9:00 am - 5:00 pm, Saturday & Sunday
Tel: 607-433-6400

WellNow Urgent Care (Walk-In Clinic) at 5001 NY-23, Oneonta, NY 13820
8:00 am – 5:00 pm – Sunday through Saturday – call to schedule same-day or next-day appointment
Tel: 607-431-5052

Both of these clinics accept the UHC International Student Health Insurance (are in-network) and are on the bus route.

For emergencies:
If you have a medical emergency or life-threatening incident, you should go to the nearest Emergency Room (ER) at AO Fox Hospital, minutes away from SUNY Oneonta. AO Fox Hospital is in-network as well. 

AO Fox Hospital (Emergency Room) at 1 Norton Ave., Oneonta, NY 13820 
Open 24 hours for emergencies
Tel: 607-431-5000

Q: What do I do if I have a medical emergency on campus, especially in the evening or weekend?

A: Follow this procedure:

 1. Call UPD on campus at 607-436-3550 - available 24 hours a day, 7 days a week (or, press the button on the Blue Light emergency pole)

 2. The UPD will dispatch the Oneonta Student Emergency Squad (OSES)

 3. OSES will evaluate the situation

 4. If you need to go to the hospital, OSES will either:

a. Call an ambulance

b. Call a taxi to take you to the hospital 

Q: Are prescription drugs covered under my UHC International Student Health Insurance?

A: Yes, students just need to pay a co-pay for most prescriptions drugs which is $10 for generic and $20 for brand name.  You may fill your prescription at any pharmacy. Always show your UHC health insurance card when filling prescriptions. Note – some pharmacies may ask you to pay for your prescription up front. Simply file a claim form through your UHC Student Portal.

Q: What is my coverage under the UHC Healthcare plan?

A: UHC healthcare coverage is comprehensive and has substantial benefits to students. Students are covered at 100% for outpatient and inpatient care at in-network healthcare facilities. Coverage also includes benefits for medical evacuation and repatriation.

Dental and vision are not included in the UHC insurance coverage. Students are covered everywhere in the United States and are also covered by the plan if they travel abroad. Stop by the Office of Global Education and consult the International Student Advisor if you need help. 

Q: If I travel back to my home country or outside the U.S. on vacation, am I still covered by my health insurance?

A: You are covered all over the world as you travel. You are also covered if you travel back to your home country during a break through the general UHC insurance. However, you are not covered by UHC in your home country for the Assistance and Evacuation Benefits specifically.

Q:  I’ve lost my UHC Health Insurance card – what can I do?

A: No worries – go online to your UHC Student Account to reprint your ID card or ask the Office of Global Education for a replacement card. Loss of your card does not mean a loss of coverage.

Q: I want to find out more about my healthcare plan? Where do I go?

A: Check out the www.uhcsr.com site, where you can get a wealth of information about your insurance, locate a doctor’s office, understand prescription drug terms, check on claims, get expert advice, and use many of the UHC tools to help you navigate through the healthcare realm. Make sure you've created your UHC Student Account so you can access your ID card and the above information at any time. 

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