Value and Affordability

SUNY Oneonta is committed to offering you an excellent college experience at an affordable price. If you choose Oneonta, you’ll get the skills, knowledge, connections and support you need to prepare for success—without a mountain of debt.

Net Price Calculator

Our Net Price Calculator will provide you and your family with an early estimate of the financial aid for which you might qualify. Please note the calculator is a planning tool only and not an application for financial aid.

Financial Aid

Paying for college can be a challenge for many families, and the counselors and staff in our Financial Aid and Scholarships Office work hard to make sure all qualified students have the opportunity to pursue a college degree.  We offer payment plans and a comprehensive financial assistance program that includes need-based aid, merit scholarships, student employment and loans.

How to Apply for Financial Aid 


There is no separate application process for most SUNY Oneonta and College at Oneonta Foundation scholarships, which are awarded by the college using information provided on applications for admission and the Free Application for Federal Student Aid (FAFSA).  

Learn More About Scholarships

  • 84% of first-year students and 79% of all undergraduate students and received financial assistance in 2020–21
  • SUNY Oneonta awarded $5.7 million in merit- and need-based scholarships in 2020-21

  • In 2020-21, SUNY Oneonta students graduated with $13,000 less debt, per graduate, than the national average for student loan debt

HEERF Student Aid Funds

These emergency grants will help students manage expenses resulting from the disruption of campus operations caused by the pandemic. Eligible expenses include the cost of food, housing, course materials, technology, health care and child care.



You must apply for financial aid each year you plan to receive benefits. Your FAFSA and TAP are used to determine your eligibility for most scholarshipswork-study and federal loans.


FAFSA School Code: 002847

TAP School Code: 0930

Questions About Your Bill?

The Office of Student Accounts provides information and answers questions about college billing, payment and financial aid disbursements. 

Visit the Office of Student Accounts

Excelsior Scholarship

The Excelsior Scholarship is an innovative, tuition-free program aimed at making an education more affordable for New York State families. SUNY Oneonta is excited about the promise of this groundbreaking program and we are eager to answer your questions and share what we know.

Learn about this scholarship

SUNY Smart Track

SUNY Smart Track Financial Avenue is a financial planning website for students and families. Topics include paying for college, budgeting, banking, borrowing money, the importance of saving, tackling debt, working in college and more.

Learn more about Smart Track

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